• Bio

Joe McIntosh


Joe McIntosh is a civil litigator who has been successfully representing clients in state and federal courts since 2007. His subject matter experience includes tort, contract, real/personal property, bankruptcy, receivership, probate, employment, professional malpractice, and corporate law. Joe spent a significant portion of his career litigating matters on behalf of financial institutions, including the defense of consumer protection claims. Due to this experience, Joe now has unique insight and skill when it comes to identifying and prosecuting the rights of Washington consumers against large institutions.

Additionally, Joe has substantial appellate experience, having won over 30 appeals in Washington appellate courts and before the Federal 9th Circuit.

Practice Areas

  • Civil and Commercial Litigation
  • Real and Personal Property Transactions and Disputes
  • Commercial Contract Transactions and Disputes
  • Creditor / Debtor Rights
  • Consumer Protection Prosecution and Defense

Bar Admissions

  • Washington
  • U.S. District Court, Western District of Washington
  • U.S. District Court, Eastern District of Washington
  • U.S. Bankruptcy Court, Western District of Washington
  • U.S. Bankruptcy Court, Eastern District of Washington
  • United States Court of Appeals for the 9th Circuit
  • Tulalip Tribal Court


  • Willamette University College of Law, J.D.
  • Washington State University, B.A.

Select Successful Appellate Cases

W. Coast Servicing, Inc. v. Luv, 536 P.3d 182 (2023) (obtained Washington Supreme Court review of a case concerning the intersection of bankruptcy law and the state’s statute of limitations for enforcing installment debts)

Okanogan Cnty. v. Various Parcels of Real Prop., 13 Wash. App. 2d 341, 466 P.3d 1114 (2020) (successfully voided a tax sale as unconstitutional, with the court publishing the opinion)

Winters v. Quality Loan Serv. Corp. of Wash., 11 Wn. App. 2d 628 (2019) (prevailed in a consumer foreclosure dispute, with the court publishing the opinion and announcing new rules for Washington’s deed of trust act).

Patrick v. Wells Fargo Bank, N.A., 196 Wash. App. 398, 401, 385 P.3d 165 (2016) (successfully defended claims for consumer protection violations, with the court publishing the opinion)

In re Hurley, 601 B.R. 529 (B.A.P. 9th Cir. 2019) (prevailed in an action to bar bankruptcy discharge of a student loan, with the court publishing the opinion).

Kerrigan v. Qualstar Credit Union, 728 F. App'x 787 (9th Cir. 2018) (successfully defended against a real property quiet title action)

Wilmington Sav. Fund Soc'y, FSB v. Highlands E. Eight Grp., LLC, 13 Wash. App. 2d 1038 (2020) (obtained reversal of the trial court in a complicated real property matter)

Meeker Ct. Condo. Owners Ass'n v. Gonzalez, 3 Wash. App. 2d 1033 (2018) (successfully vacated a judgment against an out-of-state institution for not complying with Washington’s long-arm statute)

U.S. Bank NA v. Moore, 21 Wash. App. 2d 1067 (2022) (prevailed in a loan dispute)

U.S. Bank NA v. Kendall, 9 Wash. App. 2d 1044 (2019) (successfully defended claims by a homeowner for quiet title and consumer protection violations)

In re Est. of Patton, 1 Wash. App. 2d 342, 343, 405 P.3d 205, 206 (2017) (prevailed in probate litigation, with the court publishing the opinion)

Welch v. Quality Loan Servs., Inc., 11 Wash. App. 2d 1036 (2019) (obtained a directed verdict at trial in a wrong foreclosure action, with the appellate court subsequently affirming the verdict)

Daviscourt v. Quality Loan Servs. Corp. of Washington, 200 Wash. App. 1026 (2017) (successfully defended claims for consumer protection violations)

Djigal v. Quality Loan Serv. Corp. of Washington, Inc., 196 Wash. App. 1038 (2016) (prevailed in a real property and consumer protection matter)

Restore Equity, LLC v. Bank of New York Mellon, 196 Wash. App. 1038 (2016) (prevailed in a real property action where it was held a forced-sale could be rescinded)

Selkowitz v. Litton Loan Servicing LP, 191 Wash. App. 1025 (2015) (prevailed in a real property foreclosure matter)

Malloy v. Quality Loan Serv. of Washington, 1 Wash. App. 2d 1038 (2017) (successful defense of a wrongful foreclosure matter)

Big Blue Cap. Partners of Washington, LLC v. McCarthy & Holthus LLP, 191 Wash. App. 1025 (2015) (successful defense of a law firm and its sister company against consumer protection claims)

Guttormsen v. Aurora Bank, FSB, 189 Wash. App. 1019 (2015) (prevailed in a real property foreclosure and consumer protection matter)

Heintz v. JP Morgan Chase Bank, Nat. Ass'n, 181 Wash. App. 1033 (2014) (prevailed in an action involving a loan dispute)

TBF Fin., LLC v. Henderson, 157 Wash. App. 1018 (2010) (successfully enforced consumer debt contracts)